My approach to financial planning
I call my approach Human Engineering: the design of financial systems that accounts for human behavior, life changes, and emotional complexity.
Substance matters, and I spend a lot of time on tax-aware portfolio design, asset location, household-level optimization, retirement-income modeling, and analytical investment research.
As households move into the high-net-worth and very-high-net-worth categories, the gap widens between off-the-shelf models and custom solutions. I enjoy the challenge of designing great financial solutions that are tailored to each household’s specific circumstances.
Finances are as much about emotions as they are about numbers, and it’s important to balance my clients’ financial and psychological objectives. I want to help people get to a place where they can be confident in their finances and enjoy their lives.
The Clients I Connect With
My background is in tech, but the specific occupation is not that important.
I like working with thoughtful professionals who are passionate about making a positive difference, whether they are from tech, business, healthcare, education, or other impactful fields.
How Life Shaped My Approach
I bring the life experiences of starting multiple businesses, shepherding them through boom and bust cycles, losing a parent early, going through divorce, and raising two children and six dogs (not all at once!). Life is full of both ups and downs. My personal journey has taught me that human empathy and disciplined design are both essential to financial confidence.
Where Technical Rigor Meets Real Life
I apply a lot of complex math to create solutions that are durable and resilient for my clients’ unique circumstances. That work stays behind the scenes, unless a client is interested in it. In that case, I like geeking out on the math with people who like math, and I like translating the terms into plain language for people who don’t.
Final Thoughts
I don’t see my role as a detached advisor. I see myself as a steadfast companion and architect—walking beside you through market seasons, designing plans that provide shelter through life’s storms, and fostering confidence so you can live fully.
If you’re seeking financial confidence that’s designed rather than accidental, I’d love to explore whether Rain Dog can be a good addition to your journey.

My dog Cooper is a 5-year-old golden retriever who keeps me endlessly entertained.


