Personalized Tax-Efficient Financial Management
We can summarize our financial management philosophy easily: If we really were a dog, we would wag at no-nonsense investments, bark at taxes, and treat our clients the same way we treat our best friends.
As an independent, fiduciary financial advisor, we believe that literally 90-95% of investment recommendations are either faddish distractions or gambling disguised as investing. We believe that an evidence-based strategy centered on index funds allows us to offer highly personalized service and tax efficiency with better-than-average results at lower-than-average cost.
Some financial advisors try to justify high fees by offering unusual investments or making frequent changes to your portfolio. We have never seen the sense in increasing your returns by 1% in ways that cause you to lose 5%-10% in taxes. Even with dog in our name, we don’t like chasing such squirrelly ideas.
If you’re open to learning more about personalized tax-efficient investing, let’s explore how we can support your goals through holistic investment planning based on your unique circumstances.
How We Work With You
When we meet with you, the first thing we will do is perk up our ears and listen.
We have a keen interest in hearing your goals, needs, and dreams. We want to understand how finances fit into your whole story. We then look for ways we can strengthen your financial position based on details that are unique to you.
Once we have a 360-degree view of your finances—and how finances fit into the rest of your life—we develop your unique plan by applying evidence-based, mathematical techniques designed to maximize returns and minimize taxes for your specific circumstances.
If you want to live your life the way you want to live it, off leash, free from worry about your finances, we would love to work with you.
Who We Work With
Our ideal clients are nerdy high achievers who have had some successes in life. We especially like people who ask a lot of questions. And dog lovers!
Our approach aligns best with people who want an evidence-based, mathematically grounded investment management plan that is designed uniquely for them.
Most of our clients are within 5-10 years of retirement or have already retired, however we are happy to work with individuals and families at any life stage.
We are an independent, fiduciary, fee-only financial advisor in Bellevue, WA. We do not receive commissions or any other indirect payments. We will not sell you an investment because a parent corporation told us to sell the same thing to all our clients or because we make commissions on it. As a fiduciary, we are legally required to put your interests first.
Our fee structure works best for investors who have at least $1 million in investment assets, and it’s a really good value for investors who have $2 million or more.
If this sounds good to you, email or give us a call. We don’t bite, and we would love to sit and stay with you awhile to explore whether we can be of assistance.
